Account takeover occurs when fraudsters gain unauthorized access to customer accounts, often through phishing or data breaches. They can exploit stolen login credentials to perform fraudulent activities, such as unauthorized transactions and account manipulation....
Merchant Disputes – Cases of friendly fraud arising after the holiday seasons A concerning trend in friendly fraud is emerging! A staggering 62% of merchants have reported a notable increase in occurrences between 2021 and 2022. Additionally, disputes...
Visa is introducing new pricing for the Visa Integrity Risk Program in AP, CEMEA, and LAC (excluding Chile) from April 1, 2024. The program is designed to protect the integrity and security of the Visa payment system by ensuring that acquirers are engaging...
Legal and Regulatory Update Trends – Latest AN 8201 Updates for the Business Risk Assessment and Mitigation Program (BRAM) Mastercard has updated information on Internet gambling and sports betting in Hungary and Moldova. From 1 January 2023, companies in...
Adult Content and Deep Fake Content – Latest AN 8201 Updates for the Business Risk Assessment and Mitigation Program (BRAM) Mastercard has updated its Adult Standards FAQs to further clarify consent and adult content requirements. In summary, if consent cannot...
Cannabis-related merchants – Latest AN 8201 Updates for the Business Risk Assessment and Mitigation Program (BRAM) Mastercard Standards prohibit the processing of any transactions related to illegal activity or products under its card brand. Cannabis remains a...
The Sale of Opioid-related Substances – Latest AN 8201 Updates for the Business Risk Assessment and Mitigation Program (BRAM) The International Narcotics Control Board (INCB) has published a list of fentanyl-related substances and synthetic non-fentanyl opioids...
The sale of counterfeit goods on marketplaces – Latest AN 8201 Updates for the Business Risk Assessment and Mitigation Program (BRAM) Due to an increasing trend in the sale of counterfeit goods on marketplaces and other online platforms, Mastercard enforces its...
Instalment Payments and violating activity – Latest AN 8201 Updates for the Business Risk Assessment and Mitigation Program (BRAM) Merchants who provide instalment payments and who are found to be processing unlawful transactions must immediately discontinue any...
Changes to Merchant Monitoring Program (MMP) – AN4175 As a reminder to all merchants and customers of the Merchant Monitoring Program (MMP), Mastercard has applied the following changes: Merchant Monitoring Service Providers (MMSP) are to be registered by Acquirers...
