A promotional graphic for a report titled "Three Levels of Defence: Chargeback Prevention powered by Ethoca Alerts." The report is presented by Austreme and Ethoca, featuring a modern design with a prominent orange triangle and the logos of both companies. The publication date is July 2025.

The shift from human-driven e-commerce to machine-driven Agentic Commerce is fundamentally redefining digital retail. As autonomous AI agents begin making purchasing decisions on behalf of consumers, online success is moving away from visual web design and targeted ads toward structured data readability, low-latency Model Context Protocol (MCP) infrastructure, and cryptographic payment security.

Traditional e-commerce platforms built for human eyes face critical friction points including anti-bot blocks, unstandardised HTML data, CAPTCHAs, and high-risk fraud flags—when accessed by AI shopping agents.

In this whitepaper by Austreme and Mastercard, explore how HarnessBuy serves as an agentic bridge, allowing merchants to unlock machine-speed purchasing without overhauling their existing e-commerce infrastructure.

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About Austreme 

Austreme Technology is an industry leader specialising in ecommerce acquiring payment risk technologies and services. We provide a wide range of financial risk management services for global customers such as big data analytics, anti-transaction laundering, merchant website risk content monitoring, merchant onboarding and chargeback prevention. Austreme is a MasterCard Merchant Monitoring Service Provider (MMSP) since 2015.